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Fixed Rate MortgageA Fixed Rate mortgage, is a mortgage product that has a fixed interest rate for a set and specified period of time. The fixed rate (and therefore the monthly payment) will not change, whether interest rates in general rise or fall. Fixed Rate periods may vary from as little as 3 months to 25 years. Fixed Rate mortgages are particularly popular when interest rates are rising, or when it is expected that interest rates may rise. The key advantage of a Fixed Rate mortgage is that it will allow you to budget the exact monthly cost of your mortgage for a pre-determined period of time. It is certainly an advantage to know what your mortgage will cost - and more importantly, that the cost will not increase to a level that will put financial pressure on you. We believe the best advice is Independent Advice! Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours! This will leave you safe in the knowledge that the mortgage deal that best meets your needs, is in fact available to you. Thousands of clients have been advised through our introductory service. Our introductory service offers you access to the full range of mortgage products available through UK mortgage lenders; fixed, capped, discounted, variable interest rates, Buy-To-Let, Right-To-Buy, Self-Certification, and Fresh Start for people with a poor credit rating or adverse credit history - to name but a few. The aim of this service is to introduce clients like yourself to a specialist independent mortgage adviser, who will help you to select and arrange the most suitable mortgage deal available to meet your needs. The key to our service is independence. Your adviser will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed. |
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